What's an Ice Dam?
It's a ridge of ice that forms at the edge of a roof and prevents melting snow from draining off the roof.
Read Full ArticleTHE WESTERN SOURCE
Tips to Prevent Chimney Fires
Fireplaces can add extra heat in the winter, but if they’re not properly maintained, they can also become a hazard.
Read Full Article
Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Alternative heating sources, if not used properly, can contribute to an increased risk of fire.
Read Full Article
Common Sources of Winter Claims
The unique characteristics of the season bring with them certain increased risks and hazardous situations.
Read Full ArticleUNDERSTANDING INSURANCE
- A Golf Ball Hits My Car, Who Pays?
- An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
- Are Your Home Limits Accurate?
- Ask Claims: Property in Storage
- Buying a New Home? Consider These Insurance Factors
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Do drivers of red cars really pay more for auto insurance?
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Personal Umbrella Insurance?
- Do I Need Renter Insurance?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Does Having a Swimming Pool Make it More Difficult to Insure My Home?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Does My Small Business Need Cyber Liability Coverage?
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Does a Commercial Umbrella Policy Work?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I rent out my house through a service like AirBnB, how does it impact my insurance coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- Is Insurance Fraud Still a Problem?
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Social Hosting & Liquor Liability
- What Does It Mean to Bind an Insurance Policy?
- What Does No-Fault Insurance Mean?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is "Replacement Cost"?
- What is an Additional Insured?
- What is Cyber Liability Insurance?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What Is Surety?
- What is the Best Way to Report My Claim?
- What is Workers' Compensation?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- Why Choose an Independent Insurance Agent?
- Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
AT HOME
- 4 Steps to Winter Home Protection
- 6 Ways to Stay Safer Around Your Swimming Pool
- 9 Things to Remember When Using the Snow Blower
- 10 Tips for Grilling Safety
- An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
- Are Your Home Limits Accurate?
- As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
- Ask Claims: Property in Storage
- Bonfire Safety
- Buying a New Home? Consider These Insurance Factors
- Can I Buy Renter Insurance if I’m renting a House or Condo?
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Renter Insurance?
- Does Having a Swimming Pool Make it More Difficult to Insure My Home?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Garage Safety
- Gas Grill Safety
- Grease Fires - What to Do When They Happen and How to Prevent Them
- Holiday Lights Safety
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Can I Protect My Home During Spring Break?
- How Do I Find a Reliable Contractor After a Loss?
- How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How to Check if There's Hail Damage to Your Roof
- How to Prepare for a Power Outage Caused by a Storm
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I rent out my house through a service like AirBnB, how does it impact my insurance coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- It's About Time to Take Down Those Holiday Lights
- Preparing Your Home for a Hailstorm
- Protecting Your Bike from Theft
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Social Hosting & Liquor Liability
- Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
- Summer Parties and Social Host Liability
- Thinking About Buying a New Bicycle?
- Tips for Deicing Your Driveway
- Tips to Prevent Chimney Fires
- Top 10 Ways to Protect Your Home from Wildfire
- Turkey Fryer Safety Tips
- What is "Replacement Cost"?
- What is Radon and Should I Test My Home for it?
- What is "Sewer Backup"?
- What is the Best Way to Report My Claim?
- What is The Polar Vortex and How Do I Prepare My Home For It?
- What's an "Ice Dam"?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- When Should I Replace My Holiday Lights?
ON THE ROAD
- 5 Ways to Keep from Driving Drowsy
- 6 Ways to Protect Yourself Against Auto Theft
- A Golf Ball Hits My Car, Who Pays?
- Auto Insurance Discounts for Students
- Avoiding/Minimizing Deer-Related Crashes
- Boat Towing Safety Tips
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Cellphones and Driving
- Do drivers of red cars really pay more for auto insurance?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Don't Mix Alcohol with Driving
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Five Tips for Sharing the Road with Bicyclists
- Helping Teenage Drivers
- Holiday Driving Safety Tips
- How Can I Find Out if My Vehicle is Part of a Safety Recall?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How to Safely Transport a Christmas Tree
- Kids and Car Safety
- Motorcycles and Other Vehicles: Tips for Sharing the Road
- My Parked Car Was Dented, What Should I Do?
- Reduce Your Airbag Risk
- Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
- Slippery Leaves & More: Quick Tips on Fall Driving
- Snowmobile Safety
- Time to Replace Your Windshield Wipers?
- What Does No-Fault Insurance Mean?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is the Best Way to Report My Claim?
- What Should I Do If I’m Driving in a Thunder or Lightning Storm?
- What Should I Do If My Car Breaks Down?
- What Should I Do If My Windshield Gets Chipped?
- What to Do if You're in an Auto Accident
- Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
- Winter Driving and Survival Tips
- Winter Weather: How to Stay in Control Behind the Wheel
PROTECTING YOUR BUSINESS
- An Employee Has Been Injured at My Business. What Should I Do?
- Does My Business Need an Employee Safety Program?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Small Business Need Cyber Liability Coverage?
- How Can I Protect My Workers From Heat Illness?
- How Does a Commercial Umbrella Policy Work?
- How Should I Prepare for a Loss Control Consultation Visit?
- How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- Preventing Slips, Trips, and Falls in the Workplace
- What is an Additional Insured?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What is the Best Way to Report My Claim?
- What is Workers' Compensation?
CYBER SECURITY
SEASONAL TOPICS
- 4 Steps to Winter Home Protection
- 6 Ways to Stay Safer Around Your Swimming Pool
- 7 Tips for Safe "Trick-or-Treating"
- 9 Things to Remember When Using the Snow Blower
- 10 Tips for Grilling Safety
- Avoiding/Minimizing Deer-Related Crashes
- Boat Towing Safety Tips
- Bonfire Safety
- Common Sources of Winter Claims
- Fair and Festival Safety
- Gas Grill Safety
- Holiday Driving Safety Tips
- Holiday Lights Safety
- How Can I Protect My Home During Spring Break?
- How Can I Protect My Workers From Heat Illness?
- How to Safely Transport a Christmas Tree
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- It's About Time to Take Down Those Holiday Lights
- Preparing Your Home for a Hailstorm
- Slippery Leaves & More: Quick Tips on Fall Driving
- Snowmobile Safety
- Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
- Summer Parties and Social Host Liability
- Thinking About Buying a New Bicycle?
- Tips for Deicing Your Driveway
- Tips to Prevent Chimney Fires
- Top 10 Ways to Protect Your Home from Wildfire
- Turkey Fryer Safety Tips
- What is The Polar Vortex and How Do I Prepare My Home For It?
- What's an "Ice Dam"?
- When Should I Replace My Holiday Lights?
- Winter Driving and Survival Tips
- Winter Weather: How to Stay in Control Behind the Wheel
PERMISSION-FREE USE BLOG RESOURCES
- 6 Ways to Protect Yourself Against Auto Theft
- 10 Tips for Grilling Safety
- A Golf Ball Hits My Car, Who Pays?
- An Employee Has Been Injured at My Business. What Should I Do?
- Are Your Home Limits Accurate?
- Ask Claims: Property in Storage
- Auto Insurance Discounts for Students
- Boat Towing Safety Tips
- Bonfire Safety
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Can I Buy Renter Insurance if I’m renting a House or Condo?
- Common Sources of Winter Claims
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Personal Umbrella Insurance?
- Do I Need Renter Insurance?
- Does a Liability Only Personal Auto Policy Provide Enough Coverage?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Does Having a Swimming Pool Make it More Difficult to Insure My Home?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Don't Mix Alcohol with Driving
- Fair and Festival Safety
- Helping Teenage Drivers
- Holiday Driving Safety Tips
- Holiday Lights Safety
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Can I Find Out if My Vehicle is Part of a Safety Recall?
- How Can I Protect My Workers From Heat Illness?
- How Does a Commercial Umbrella Policy Work?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
- How Should I Prepare for a Loss Control Consultation Visit?
- How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How to Check if There's Hail Damage to Your Roof
- How to Prepare for a Power Outage Caused by a Storm
- How to Safely Transport a Christmas Tree
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I rent out my house through a service like AirBnB, how does it impact my insurance coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- It's About Time to Take Down Those Holiday Lights
- Motorcycles and Other Vehicles: Tips for Sharing the Road
- My Parked Car Was Dented, What Should I Do?
- Preventing Slips, Trips, and Falls in the Workplace
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
- Staying Safe While Having Fun: Playground Safety Tips
- Summer Parties and Social Host Liability
- Time to Replace Your Windshield Wipers?
- Tips for Deicing Your Driveway
- Tips for Safe Tailgating at the Game
- Tips to Prevent Chimney Fires
- Turkey Fryer Safety Tips
- What Does It Mean to Bind an Insurance Policy?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is an Additional Insured?
- What is Cyber Liability Insurance?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What Is Surety?
- What is "Replacement Cost"?
- What is the Best Way to Report My Claim?
- What is the OSHA Crystalline Silica Rule?
- What is Workers' Compensation?
- What Should I Do If I’m Driving in a Thunder or Lightning Storm?
- What Should I Do If My Car Breaks Down?
- What Should I Do If My Windshield Gets Chipped?
- What to Do if You're in an Auto Accident
- What's an "Ice Dam"?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- When Should I Replace My Holiday Lights?
- Why Choose an Independent Insurance Agent?
- Young Drivers and Car Ownership: What You Need to Know
FULL BLOG ARCHIVES
- 4 Steps to Winter Home Protection
- 5 Ways to Keep from Driving Drowsy
- 6 Ways to Protect Yourself Against Auto Theft
- 6 Ways to Stay Safer Around Your Swimming Pool
- 7 Tips for Safe "Trick-or-Treating"
- 9 Things to Remember When Using the Snow Blower
- 10 Tips for Grilling Safety
- A Golf Ball Hits My Car, Who Pays?
- An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
- An Employee Has Been Injured at My Business. What Should I Do?
- Are Your Home Limits Accurate?
- As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
- Ask Claims: Property in Storage
- Auto Insurance Discounts for Students
- Avoiding/Minimizing Deer-Related Crashes
- Boat Towing Safety Tips
- Bonfire Safety
- Buying a New Home? Consider These Insurance Factors
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Can I Buy Renter Insurance if I’m renting a House or Condo?
- Cellphones and Driving
- Common Sources of Winter Claims
- Do drivers of red cars really pay more for auto insurance?
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Personal Umbrella Insurance?
- Do I Need Renter Insurance?
- Does a Liability Only Personal Auto Policy Provide Enough Coverage?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Does Having a Swimming Pool Make it More Difficult to Insure My Home?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Business Need an Employee Safety Program?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Does My Small Business Need Cyber Liability Coverage?
- Don't Mix Alcohol with Driving
- Fair and Festival Safety
- Five Tips for Sharing the Road with Bicyclists
- Garage Safety
- Gas Grill Safety
- Grease Fires - What to Do When They Happen and How to Prevent Them
- Helping Teenage Drivers
- Holiday Driving Safety Tips
- Holiday Lights Safety
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Can I Find Out if My Vehicle is Part of a Safety Recall?
- How Can I Protect My Home During Spring Break?
- How Can I Protect My Workers From Heat Illness?
- How Do I Find a Reliable Contractor After a Loss?
- How Does a Commercial Umbrella Policy Work?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
- How Should I Prepare for a Loss Control Consultation Visit?
- How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How to Check if There's Hail Damage to Your Roof
- How to Prepare for a Power Outage Caused by a Storm
- How to Safely Transport a Christmas Tree
- Identity Theft
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I rent out my house through a service like AirBnB, how does it impact my insurance coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- Is Insurance Fraud Still a Problem?
- It's About Time to Take Down Those Holiday Lights
- Kids and Car Safety
- Let Sleeping Dogs Lie: Four Tips for Avoiding Dog Bites
- Motorcycles and Other Vehicles: Tips for Sharing the Road
- My Parked Car Was Dented, What Should I Do?
- Preparing Your Home for a Hailstorm
- Preventing Slips, Trips, and Falls in the Workplace
- Protecting Your Bike from Theft
- Reduce Your Airbag Risk
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
- Slippery Leaves & More: Quick Tips on Fall Driving
- Snowmobile Safety
- Social Hosting & Liquor Liability
- Staying Safe While Having Fun: Playground Safety Tips
- Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
- Summer Parties and Social Host Liability
- Thinking About Buying a New Bicycle?
- Time to Replace Your Windshield Wipers?
- Tips for Deicing Your Driveway
- Tips for Safe Tailgating at the Game
- Tips to Prevent Chimney Fires
- Top 10 Ways to Protect Your Home from Wildfire
- Turkey Fryer Safety Tips
- What Does It Mean to Bind an Insurance Policy?
- What Does No-Fault Insurance Mean?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is an Additional Insured?
- What is Cyber Liability Insurance?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What is "Replacement Cost"?
- What is Radon and Should I Test My Home for it?
- What is "Sewer Backup"?
- What Is Surety?
- What is the Best Way to Report My Claim?
- What is the OSHA Crystalline Silica Rule?
- What is The Polar Vortex and How Do I Prepare My Home For It?
- What is Workers' Compensation?
- What Should I Do If I’m Driving in a Thunder or Lightning Storm?
- What Should I Do If My Car Breaks Down?
- What Should I Do If My Windshield Gets Chipped?
- What to Do if You're in an Auto Accident
- What's an "Ice Dam"?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- When Should I Replace My Holiday Lights?
- Why Choose an Independent Insurance Agent?
- Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
- Winter Driving and Survival Tips
- Winter Weather: How to Stay in Control Behind the Wheel
- Young Drivers and Car Ownership: What You Need to Know
